Disclaimer

Your investments are your responsibility

I do not accept any liability for any loss or damage which is incurred from you acting or not acting as a result of reading my website. You acknowledge that you use the information I provide at your own risk.

Information, not advice or recommendations

My website does not offer investment advice and nothing herein should be construed as investment advice.  My website provides information and education only.

The information contained herein is not, and should not be read as, an offer or recommendation to buy or sell or a solicitation of an offer or recommendation to buy or sell any securities.  The information herein is not, and should not be seen as, a recommendation to use any particular investment strategy.

Carry out your own independent research

You should carry out your own independent research before making any investment decision. I do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you.  You should not base any investment decision solely on the basis of the information that I publish.

Carry out your own independent verification of facts and data

The information I publish has been obtained from or is based on sources that I believe to be accurate and complete.  Although reasonable care has been taken, I cannot guarantee the accuracy or completeness of any information I publish. Any opinions that I publish may be wrong and may change at any time.  You should always carry out your own independent verification of facts and data before making any investment decisions.

Seek professional advice if required

If you are unsure of any investment decision you should seek a professional financial adviser.  I am not a registered investment adviser and I do not provide investment advice or recommendations. I am not regulated by the Financial Conduct Authority.

Investment risks

The value of investments can fall as well as rise.  Dividend payments can fall as well as rise. Any information relating the to past performance of an investment or investment service is not a guide to future performance. The value of investments and financial instruments may go down as well as up and you may not get back the original amount invested. You should not buy investments with money you cannot afford to lose.